Florida is a “no fault” insurance state. By law, drivers are required to carry a minimum of $10,000 in Personal Injury Protection (PIP) coverage. If you were a driver injured in a car wreck, this coverage would pay 80% of the medical expenses for treating your injuries (up to the amount of coverage you carry). It doesn’t matter who caused the accident.
There are different options for paying the other 20% of medical expenses. If you chose to carry MedPay (Medical Payment Coverage) on your insurance, that can be used. If you chose not to carry it, you can use your own health insurance. If you don’t have health insurance, you are responsible for paying the rest on your own.
We protect your rights
It may seem like you don’t need a lawyer if you were injured in a car accident that wasn’t your fault, but even your own insurance company can dispute the extent of your injuries and the need for certain medical treatment. Insurance companies have lawyers who work full-time trying to save them money by finding ways to pay you less.
That’s why you need an experienced Central Florida car accident lawyer who will look out for your best interests and fight for your rights. Our lawyers determine the total amount of damages you have suffered and will fight to have all your medical expenses covered.
In some cases, you may also be able to seek financial compensation from the other driver. If your injuries are considered permanent – or if your medical expenses exceed $10,000 – you can take legal action against the other driver for damages. The other driver’s insurance company will also fight to try to pay you as little as possible.
Fighting for the best outcome
Our lawyers know how to build strong cases to hold negligent drivers accountable. Our legal team investigates your accident and gathers important evidence. We review documentation such as accident reports and medical records. We identify and interview witnesses. If needed, we also consult accident reconstruction experts and other specialists.
We also determine the total amount of damages you suffer and fight to recover the maximum amount possible. This includes additional current and future medical expenses related to your injury not covered by your policy. If you suffered a permanent injury, it may also include damages, such as pain and suffering and disfigurement.
Our firm has been helping people hurt in Central Florida car accidents for more than 30 years. If you were hurt in a car accident that wasn’t your fault, it’s important to get legal advice as soon as possible. In order to build a strong case, it’s important to investigate before evidence gets lost or destroyed and while the memories of witnesses are still fresh.
Learn more about how we can help. Schedule a free consultation with one of our car accident attorneys. We can review the details of your case, go over your options and answer your questions. Contact us today to set up a time.